Office Locations
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Frequently Asked Questions
What is the routing number for the Whitefish Credit Union?

If you are attempting to process an electronic transaction and you are being asked to provide the Whitefish Credit Union routing number - here it is... 292178012

How can I become a member of the Whitefish Credit Union?

Membership in the Whitefish Credit Union is based on geography, and not on a particular employment segment of the population. In order to qualify for membership you must live within the 4 Northwest counties of Montana - Sanders, Flathead, Lake or Lincoln - or live within 50 air miles of Whitefish. It's as simple as that. We have offices in 6 great communities and if you're in Northwest Montana, you're probably close to one now. Why not stop in or give us a call? We would be glad to welcome you into our Whitefish Credit Union family!

Do you offer checking accounts?

We offer "checkless" checking with our Visa Debit Card. This service provides access to your funds at ATM machines and allows you to make purchases at any merchant that accepts Visa. Why not call our EFT (Electronic Funds Transfer) Department today? They will be happy to assist at 862-3525 or toll free at 877-862-3525. Ask about "checkless" checking with our Debit Card option.

How often do you pay dividends?

At the Whitefish Credit Union we pay dividends (interest accrued to saving accounts) every 6 months. The amount is predicated on your average daily balance throughout the previous 6 month time frame. Ranked among the top 10 institutions nationally, we offer some of the best rates available on pass book savings. Put your money in or take it out any time. That's what we call access!

Do you offer phone access to my accounts?

A recent addition to Whitefish Credit Union services is our phone teller. You can access this service 24 hours per day, 7 days per week. Just call, toll free, 877 - WCU - TELR (877- 928-8357) and you will be guided through a variety of options by an automated phone teller. You can perform functions such as making a withdrawal, obtaining account balances, scheduling a funds transfer, or tracking transactions - and that's just naming a few of the available options. Of course you may still call during business hours and speak with an actual person - we look forward to helping you either way.