COVID-19: Whitefish Credit Union Update - Drive-Thru Tellers & Call Center Open - Branch Lobbies Closed​
For those impacted by COVID-19, Whitefish Credit Union has Financial Assistance Available - Learn More

Skip-A-Payment

Relief For Our Members

In these difficult times, we are here to help you free up cash to cover unexpected financial challenges due to the coronavirus (COVID-19) pandemic. Qualified Skip-A-Payments will allow most members to skip loan and credit card payments for up to 60 days** at no cost. Applying for a Skip-A-Payment is quick and easy. Simply fill out the form below and submit it electronically.

Note: Before submitting your Skip-A-Payment application, be sure to cancel any external automatic payments that are currently set up through Online Banking, Bill Pay, or other financial institutions in order to avoid any unexpected deductions. Make sure to resume your automatic payments after the skipped month(s) has passed.

Upon submittal of this application, you should receive a confirmation message via the email that you provide below. If you do not receive a confirmation message within a few minutes of submittal, please re-submit, as this means your application did not go through.

In order to qualify for Skip-A-Payment:

  • There must be at least two months between your last skip and the date of your new Skip-A-Payment application. This means the previous month was a regular payment to your loan or credit card.
  • You must be in good standing with all of your credit union accounts and your loan or credit card must be less than 30 days delinquent.

Frequently Asked Questions

No. From now until April 30, 2020, we will not be assessing late fees for missing a payment on your owner-occupied residential real estate loans. Please give us a call and let us know if you are not able to make your payment. We want to help, and you may be eligible to participate in one of our loan assistance programs. Unless you make arrangements with us in advance, your missed loan payments are still due and interest will still be assessed on your loan balance, including on any past due payments.

All payments are due as scheduled. If you need to miss a payment, please give us a call. We understand that your financial situation may have changed and we want to help! Unless you make arrangements with us in advance, your missed loan payments are still due and interest will still be assessed on your loan balance, including on any past due payments.

Whitefish Credit Union rarely finds it necessary to foreclose on home loans. In most cases we are able to work with members on loan modification programs before proceeding with a foreclosure. We have temporarily paused any adverse actions on delinquent loans due to the impact of COVID-19 in our community. If you are concerned about the ability to make your loan payment, please give us a call. We're here to help!

Skip-A-Payment Application

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