Whitefish Credit Union is proud to lend locally. When you finance with us, your money stays right here in Northwest Montana because we never sell your loan to another institution. We service your loan from day one until you make your last payment. Keep your money in Montana by choosing Whitefish Credit Union for your home loan.
We never require private mortgage insurance, even for loans with high loan to value. For many borrowers, this may mean hundreds of dollars in savings every month.
Build a mortgage tailored to you. Choose between fixed and adjustable rate options, and select loan terms that fit your needs and your budget.
We don't charge lender origination fees†, which, for most borrowers, often means significant savings and better value compared to other financing options.
When you finance with us, you get the Whitefish Credit Union Home Loan Advantage. It's a combination of lower rates compared to banks, few or no fees, and peace of mind that comes from knowing who you're dealing with and where to get answers.
It's also the benefit of decades of community lending experience and local market knowledge. We're proud of our long tradition of helping generations of Northwest Montanans build, buy, improve, and refinance their homes since 1934, and we're here to help you do the same.
The WCU Home Loan Advantage extends beyond our local roots and Montana pride. It's our commitment to providing you with superior service and savings. For example:
†No lender origination fees; borrower responsible for actual closings costs, including title, appraisal, and property insurance.
*Subject to membership eligibility and credit approval.
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