Home Mortgages

Make your house a home with flexible options and local service

Lower down payments and fewer fees mean larger possibilities.

Rate Options

Choose between fixed and adjustable for your budget and goals.

No PMI

Save hundreds of dollars each month by avoiding Private Mortgage Insurance.

Fee Free

You save more because we choose not to charge an origination fee.

First-Time Home Buyers

Purchase your home with as little as 5% down.

  • Fixed rates available
  • Adjustable rates available as 3/1, 5/1, and 7/1 options
  • Local service from Whitefish Credit Union, always

Jumbo Home Mortgages

For loans over $700,000.

  • Borrow larger amounts without high rates or extra fees
  • Our mortgage experts assist with local knowledge
  • Up to 90% loan-to-value financing

Construction & Land Loans

Blueprints for your dream home should include WCU financing.

  • 3- to 9-month loans for new construction
  • Fixed rates available for land loans with no time restrictions

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