Personal Loans

One option for multiple uses
We'll help you find a loan that fits your budget and goals.

Borrowing with Whitefish Credit Union means borrowing with confidence.

Our personal loan options are designed to fit most borrowing needs. With fixed-rate options and a choice of terms, you'll get the right loan from a local lender that understands what you're trying to accomplish.

Signature Loans

Borrow on the strength of your credit history to get a low, fixed-rate loan without collateral. A Signature Loan is ideal for special purchases, vacations, higher-cost debt refinancing, or anything you choose.

  • Loan amounts from $500 to $20,000
  • Low fixed-rates
  • No collateral required
  • Use funds for any purpose: special purchases, vacations, consolidating higher-rate debt, or whatever you choose
  • Flexible terms depending on amount financed

Deposit-Secured Loans

Secure your loan using your Whitefish Credit Union Savings Account as collateral. Choose to access funds as a loan with flexible terms.

  • Low, fixed rates over deposit account rate
  • Minimum loan amounts of $500
  • Flexible terms depending on amount financed

With Whitefish Credit Union, Savings Come Standard

Our quick application process and local decisions save you time. Our rates as a not-for-profit credit union save you money. Enjoy more of both on your next trip.

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Enjoy the Flexibility of Skip-A-Pay

With Whitefish Credit Union’s Skip-A-Pay program, eligible members can skip one loan payment every 12 months—without any fees or impact on their credit score. It’s our way of giving you added flexibility when you need it most.

This benefit applies to qualifying vehicle and personal loans, helping you stay in control of your finances. Whether it's for the holidays or an unexpected expense, Skip-A-Pay is here to offer peace of mind.

FlexLoan Car Financing

Own your vehicle with the benefits of a lease! With a FlexLoan from Whitefish Credit Union your vehicle payments could be up to 40% lower!