Guaranteed Asset Protection (GAP) Plus

It's Like an Airbag for Your Vehicle Loan.
A wrecked vehicle can wreck your finances if you owe more on your loan than your insurance will pay.

Fair Market Insurance Value Isn't Always Fair. 

The second you drive your new vehicle off the lot it drops in value. More than 20% after one year*. This creates a gap in coverage.

Guaranteed Asset Protection (GAP) Plus may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan, to cushion you against sudden out of pocket expenses if your vehicle is deemed a total loss. If you utilize your GAP Plus coverage and finance a replacement vehicle with Whitefish Credit Union, $1,000 will be applied to your new loan.

GAP Plus can help lighten the financial burden for you and the people you care about. Get GAP Plus today so you can worry a little less about tomorrow.

Call or visit us today to learn more about our GAP Plus coverage.

*Car Depreciation: How Much Value Will a New Car Lose? CARFAX, Nov. 9, 2018.


Cancel Any Time.

If you cancel GAP within 90 days, you will receive a full refund of any fee paid.

Learn more about GAP coverage today! Give us a call or visit your local branch to get started.



Take a look at all eight of our locations across Northwest Montana.