Our branches will be closed on Wednesday, June 19 in observance of Juneteenth.

WCU Home Loan Advantage

Do business with neighbors and come home to a better experience
For generations, Whitefish Credit Union has helped people save money on their mortgages.

Your mortgage is too important to be handled by a stranger.

We've been providing mortgages to our neighbors in Northwest Montana since 1934, and you can take advantage of our status as a local lender that knows our community. You get the benefits of lower rates compared to banks, few or no fees, and peace of mind that comes from knowing who you're dealing with and where to get answers.

The Whitefish Credit Union Home Loan Advantage

Your mortgage comes from our own funds, and all lending decisions are made by our staff in Montana.

You'll never pay Private Mortgage Insurance (PMI), even if you have less than 20% equity in your home.

Your loan stays with Whitefish Credit Union, not sold off to an impersonal megabank a thousand miles away.

Forget about lender origination fees or additional fees for locking a rate, reviewing an appraisal, underwriting the loan, or any other nickel-and-dime treatment you get from banks. We don't charge any of them.

If there's ever an outside cost involved with a service, we pass it along with a detailed and transparent report.

Your Neighborhood Financial Partner

At Whitefish Credit Union, we believe you deserve honesty and value with your mortgage.

Apply Now

Home Equity Line of Credit

Borrow against the equity in your home and apply the funds however you choose – make home improvements, pay college tuition, consolidate debt, or use for any purpose.
Home Loans

Home Loans

Lower down payments and fewer fees mean larger possibilities. We have the mortgage that will make you feel right at home.