We've been providing mortgages to our neighbors in Northwest Montana since 1934, and you can take advantage of our status as a local lender that knows our community. You get the benefits of lower rates compared to banks, few or no fees, and peace of mind that comes from knowing who you're dealing with and where to get answers.
Your mortgage comes from our own funds, and all lending decisions are made by our staff in Montana.
You'll never pay Private Mortgage Insurance (PMI), even if you have less than 20% equity in your home.
Your loan stays with Whitefish Credit Union, not sold off to an impersonal megabank a thousand miles away.
Forget about lender origination fees or additional fees for locking a rate, reviewing an appraisal, underwriting the loan, or any other nickel-and-dime treatment you get from banks. We don't charge any of them.
If there's ever an outside cost involved with a service, we pass it along with a detailed and transparent report.
At Whitefish Credit Union, we believe you deserve honesty and value with your mortgage.
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