Open An Account

Join the Whitefish Credit Union Family Today
Become a member and experience the Credit Union difference by opening an account with us today.

Welcome to the Whitefish Credit Union Family

Become Part of the Family

Ready to start banking with Whitefish Credit Union? Open your new account or certificate with our online membership application.

  • Start your account

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account or certificate?

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Business & Other Accounts

Business Accounts

Click the link below if you would like to open a Corporation, Limited Partnership, Limited Liability Company, Partnership, Sole Proprietorship, or Unincorporated Association account.

Other Accounts

Click the link below if you would like to open a Conservator, Estate, Irrevocable Trust, Montana Medical, Representative Payee, or Revocable Trust account. 

What are the Benefits of Membership?

Whitefish Credit Union provides savings, security, and convenience for locals, by locals, including: 

  • Low rates and flexible terms on all financing options
  • Convenient online and mobile banking services
  • Friendly local branch locations throughout Northwest Montana
  • Loans are originated, processed, and serviced in Montana. Your money never leaves the state.
  • Open your account

What Do I Need to Become a Member?

Membership is available to persons, trusts, organizations, partnerships, and corporations who live, work, operate, own property, worship, participate in an association, or go to school within fifty (50) air miles of Whitefish Montana or within Flathead County, Lake County, Lincoln County, Sanders County, Missoula County, Ravalli County, Lewis and Clark County, Broadwater County and Gallatin County. Immediate family of qualified applicants are also eligible for membership.

To open an account, you’ll need:

  • Bank account and routing information to fund your new account (or $5 if you apply in-person)
  • Driver’s license or government ID
  • Proof of your current physical and mailing address

About Whitefish Credit Union

We are a member-owned, not-for-profit financial co-operative democratically run by our members. This means that if you invest money in Whitefish Credit Union, you get a say in how that money is used.


Every member is equal and gets one vote regardless of number accounts held, total deposit balance, or history of business.


Whitefish Credit Union is member and community-focused. Our objective is to keep fees and rates as low as possible, to provide fair loan terms, and to always serve our members with the highest quality customer service.

Looking to check the status of an existing application?

Check Application Status