Whitefish Credit Union

Skip-A-Pay
Whitefish Credit Union's Skip-A-Pay Program

WHITEFISH, Mont. – Whitefish Credit Union's Skip-A-Pay program is designed to provide members with greater financial flexibility. With Skip-A-Pay, qualifying members can skip one loan payment every 12 months without any impact on their credit score or additional fees.

How Skip-A-Pay Works
Members with eligible loans can skip one payment every 12 months. Skipping a payment won’t affect your future payments, and your loan term will simply be extended by one month.

Qualifying Loans

  • Vehicle Loans (excluding FlexLoans)
  • Fixed-Term Personal Loans

How to Qualify for Skip-A-Pay
To be eligible to skip your next payment:

  • You must be in good standing with Whitefish Credit Union.
  • Your loan’s next due date must be at least 5 days away and not past due.
  • The loan must have completed 12 successful payment cycles.
  • Skip-A-Pay can only be used once per year.

Skip-A-Pay requests can be made by visiting my.whitefishcu.com/SkipAPayV2 and logging to online banking.

If your loan isn’t listed or if it’s been less than 12 months since your last skipped payment, we encourage you to reach out to our team for assistance. Members experiencing financial hardship can also call us at (877) 862-3525 for additional support options.