WHITEFISH, Mont. – July 1, 2026 – Whitefish Credit Union announced a 1.10% APY* dividend for the six-month period ending June 30, 2026. The dividend is significantly higher than the current national average savings account rate of 0.38% APY, as reported by the FDIC.¹ The announcement also includes a dividend of 1.38% APY for IRA Shares and 0.05% APY for Checking Shares.
Dividends will be paid on July 1, 2026. Members are encouraged to view their dividends through Online Banking or Mobile Banking, or on their June account statement.
Whitefish Credit Union does not require a minimum balance or deposit term for members to earn dividends on eligible share accounts. Dividends are calculated using the average daily balance of an active share account and are declared and paid semiannually on June 30 and December 31 each year.
Whitefish Credit Union is a not-for-profit financial institution and the largest credit union in Montana, serving more than 60,000 members with approximately $2.1 billion in assets. Founded in 1934, Whitefish Credit Union is a member-owned financial cooperative committed to helping members and communities thrive. The credit union offers a full range of personal and business financial services, including checking and savings accounts, mortgages and home equity loans, commercial lending, vehicle financing, credit cards, digital banking, and investment services. With a longstanding commitment to the communities it serves, Whitefish Credit Union supports hundreds of local organizations and initiatives throughout Montana each year. Membership is open to individuals and businesses that meet eligibility requirements throughout the credit union's service area.
*APY = Annual Percentage Yield.
¹Source: Federal Deposit Insurance Corporation (FDIC) National Rates and Rate Caps, June 2026.
*APY - Annual Percentage Yield. 1.10% Annual Percentage Yield (APY) paid on savings account balances effective from 7/1/2025 to 12/31/2025. Fees may reduce earnings. Dividends are subject to change. A $5 membership pledge is required to open a new savings account. Membership subject to eligibility. Visit your local branch to learn more. 1 Based on the national average rates for savings accounts according to the FDIC
*APY - Annual Percentage Yield. 1.10% Annual Percentage Yield (APY) paid on savings account balances effective from 7/1/2025 to 12/31/2025. Fees may reduce earnings. Dividends are subject to change. A $5 membership pledge is required to open a new savings account. Membership subject to eligibility. Visit your local branch to learn more.
1 Based on the national average rates for savings accounts according to the FDIC
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